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  Budget Planner
  Try our budget planner/calculator to work out your disposable income and what your total monthly outgoings are. By consolidating all your loans with one lender that offers a lower APR on all your loans, you could find yourself with more disposable income, and the convenience of a single payment to pay per month than many as you may have had before.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayment on your mortgage or other debt secured on it.
 
Current Mortgage/Rent Payments:

Secure Loan:
Loan/HP (Hire Purchase):
Credit/Store Card:
Subscription (e.g. Gym membership):
Utilities/Council Tax:
Insurance/Subscriptions:
Food (inc. Restaurant, Takeaways):
Travel:
Motor:
Other Expenses:
   
Total net monthly income (i.e. after deductions):
Click this button to calculate:

Net monthly disposable income/shortfall: